Earn

Amy Earn helps you compare supported earning strategies, understand how they work and track what has happened to qualifying positions held by your connected wallet.

Instead of showing only a headline rate, Earn brings together the information most users actually need:

• what you added
• what your position is worth now
• how its value changed
• rewards earned
• your combined overall return

Earn information is provided for comparison, tracking and education only. It is not financial advice, a recommendation, an offer to buy or sell an asset, or a guarantee of future returns.

1. What Earn is

Earn is Amy’s comparison and position-tracking area.

It is designed to make different earning strategies easier to explore before you use them and easier to understand once you hold them.

Earn helps you:

• compare supported strategies using a consistent layout
• understand where a displayed rate comes from
• track qualifying positions held by your connected wallet
• separate money added from position performance
• see value change, rewards and overall return clearly
• view examples before entering a position
• earn Amy Points from qualifying positions where available

Earn does not tell you which strategy to choose. It gives you clearer information so you can do your own research and make your own decision.

2. Explore and My Positions

The Earn page has two main areas.

Explore

Explore is where you compare strategies.

You can use it before connecting a wallet. It gives you a consistent overview of each strategy, including:

• Amy APR
• TVL
• AmyTracked
• Amy Points
• strategy type
• provider or protocol
• further information and examples
• available next steps

Select Find out more to open the live strategy guide.

My Positions

My Positions shows qualifying supported positions detected for your connected wallet.

To access My Positions, your account must meet Amy’s current account requirements, including holding at least 300 AMY. Each position must also meet the eligibility rules shown for that strategy, such as its minimum qualifying value.

Holding an eligible Earn position without meeting the AMY requirement does not unlock My Positions or its historical tracking. Holding 300 AMY without an eligible position does not create a position or its Amy Points multiplier.

When both requirements are met, My Positions can show:

• combined current value
• combined value change
• rewards earned
• overall return
• Amy Points
• individual position summaries
• detailed charts and activity

If your AMY balance falls below the qualifying level, the Earn page returns to the Lite experience and My Positions is no longer available. Your existing tracked records are retained. If your account later qualifies again, Amy can restore access and backfill the period during which the position remained supported.

Explore explains the option. My Positions explains what happened after you entered it.

3. Comparing strategies in Explore

Earning strategies do not all work the same way.

Some pay rewards separately. Some automatically reinvest earnings. Some depend heavily on the price of an underlying asset. Others are designed to stay relatively stable while producing lending, trading or protocol rewards.

This makes simple headline rates hard to compare fairly.

Amy presents supported strategies using a shared structure so you can consider the main questions:

• What type of strategy is this?
• What does it currently pay or generate?
• How has a standard tracked example performed?
• Are rewards paid separately or kept inside the position?
• Does it qualify for Amy Points?

The live Explore page shows the strategies currently supported. Strategies may be added, changed or removed as products, protocols and available data evolve.

A strategy appearing in Earn means Amy supports information, display, routing or tracking for it. It does not mean Amy recommends it or considers it suitable for every user.

4. Strategy guides, examples and route options

Each supported strategy has a live strategy guide.

The guide explains the key information a user needs before deciding whether to use that strategy, including:

• how the strategy works
• whether rewards are paid separately or included in value
• how Amy APR is treated
• how AmyTracked is treated
• what an example amount could illustrate
• how to add to the strategy where a supported route is available
• what to check before continuing

Strategy guides include examples and current strategy details. These examples are illustrations only. They are not forecasts, promises or guarantees.

Where a supported route is available, the interface helps you choose how to add to a strategy, review the route and confirm the required transaction through your connected wallet.

Route information can include:

• what you pay
• what you may receive
• estimated fees
• route availability
• estimated prices
• wallet confirmations
• whether rewards are paid separately or included in value

Prices, routes, fees, slippage and confirmations can change before a transaction is approved. You should review every wallet transaction before signing.

5. Amy APR

APR stands for annual percentage rate. It is a standard way of showing what a strategy might pay over a year if the rate stayed the same.

The problem is that different strategies describe their returns differently. Some use a different time window. Some include different reward components. Some report APY, or annual percentage yield, instead of APR. This makes it hard to compare them side by side.

Amy APR puts different strategy rates into a common format so you can compare them more fairly. It takes the available information and presents it as one clearly labelled annual figure.

Amy APR may use different inputs depending on the strategy, such as onchain rewards, vault data, reward distributions, pool fees, trading volume, TVL or other available data. The method can differ because the underlying strategies differ.

Amy APR may differ from a figure shown by the protocol itself or by another app. Differences can result from:

• a different calculation period
• annualising a recent rolling window
• including or excluding separate rewards
• converting APY into APR
• accounting for configured fees
• using a different update time or data source

Amy APR is not your personal return. Your own result depends on your entry date, price paid, additions, removals, reward timing, fees and changes in the position during your own tracked period.

Amy APR can change and should not be treated as a fixed rate or forecast.

6. TVL

TVL means total value locked.

It estimates the current value held in a strategy, pool or vault. In simple terms, it shows the approximate size of the strategy you are looking at.

TVL can move because users deposit or withdraw, asset prices change, vault values increase, liquidity moves or the underlying protocol changes.

It may not refresh at exactly the same time as Amy APR, AmyTracked or your own position value. Different sites may also show slightly different TVL figures because they use different data sources, prices or update times.

TVL is useful context, but it is not a safety score. A larger TVL does not mean a strategy is safer or better. A smaller TVL does not automatically mean it is unsuitable.

7. AmyTracked

The rates on a strategy page tell you what it aims to pay. But what actually happened?

AmyTracked looks backwards at real historical data. It starts with a standard $100 comparison position and follows how that position changed over time.

In Explore, AmyTracked shows the dollar change from that standard $100 tracked example over the displayed period.

For example:

• +$26. 27 / 6M
• $100 tracked example
• means the standard $100 tracked example increased by $26.27 over the completed six-month tracked period.

A negative result works the same way. For example:

• −$77. 10 / 6M
• $100 tracked example
• means the standard $100 tracked example decreased by $77.10 over the completed six-month tracked period.

AmyTracked can account for:

• changes in the underlying position value
• token or share-price movement
• auto-staking or auto-compounding growth
• rewards paid separately
• recorded reward distributions
• the combined return over the tracked period

Where rewards stay inside the position, their effect shows up through the changing position value. Where rewards are paid separately, Amy tracks them alongside the position and includes both parts in the overall result.

The period shown beside AmyTracked is the completed period used for that strategy. Amy does not round up to a longer period before enough history exists.

For example, if a strategy has a full six months of reliable tracked data, Explore can show 6M. If a longer period later becomes available, such as 12M, Amy may show that longer period. If a newer strategy does not yet have enough reliable history for the standard display period, Amy may show a shorter completed supported period or leave the figure unavailable until enough data has been collected.

AmyTracked can be positive or negative. It shows what the recorded comparison produced rather than hiding poor performance behind a positive headline rate.

AmyTracked is not your portfolio and is not a forecast. Your own result may differ because you entered at another time, received another execution price, added or removed funds, paid transaction costs or held the position for a different period.

8. Understanding My Positions

My Positions shows qualifying supported earning positions detected for your connected wallet.

To appear in My Positions:

• your account must meet Amy’s current access requirements, including holding at least 300 AMY
• the position must meet that strategy’s qualifying rules, including any minimum position value

For example, a strategy may require the wallet to hold more than $10 of the relevant position. The precise requirements are shown on the live Earn page and may differ between strategies.

At the top of My Positions, Amy may combine your supported positions into an account-level summary showing:

• total current value
• total value change
• total rewards earned
• combined overall return

Below that, each qualifying position appears separately with its own value, return, Amy Points and available actions.

Select View details to see the fuller position record, including:

• You put in
• token or share balance
• tracked period
• current value
• value change
• rewards earned
• overall return
• charts
• additions and removals
• reward or position activity
• AmyTracked comparison

Positions and assets not currently supported by Earn may still exist in your wallet but will not appear in this section.

If your account no longer meets the 300 AMY requirement, My Positions is hidden and the Earn page shows the Lite experience. The underlying tracked history is retained rather than deleted.

9. You put in and position activity

You put in is Amy’s tracked net-input figure.

It represents:

• Opening position + later additions − later removals
• This matters because putting more money into a position is not a profit.

If Amy detects that you added $20 to a position, the tracked input increases by approximately $20. That new money is not counted as value change or return.

Amy may break this down into:

• opening position
• added since tracking
• removed since tracking
• current net input

For a position that already existed before its tracked period began, Amy reconstructs the position from the later of:

• the supported historical tracking start for that strategy
• the date the wallet entered the position

The first supported value becomes the opening baseline. Amy then records the position’s supported daily values, additions, removals and relevant rewards throughout the tracked period.

When a new qualifying user connects with an existing supported position, Amy applies the same historical tracking rules used for other qualifying users. The position is not treated as though it began only when the user first opened the Earn page.

Once the historical period has been reconstructed, new daily and activity records are added to the existing history. The complete period does not need to be rebuilt from the beginning during every normal update.

The tracked period shown on the page tells you which period Amy is using for that position. It does not necessarily mean you originally entered the strategy on that date.

If your account temporarily loses access because it no longer meets the AMY requirement, Amy stops presenting new Earn data through My Positions. Existing records remain stored. If your account later qualifies again, the missing supported period can be backfilled before normal tracking continues.

10. Current value and value change

Current value

Current value is Amy’s estimate of what the supported position is worth now.

It may be based on token quantity and current price, vault shares and their conversion value, or other supported onchain or market data.

Because prices and protocol values can move, current value is an estimate at the time of the latest update.

Value change

Value change compares current value with what you put in:

• Value change = Current value − You put in
• If you put in $100 and the position is now worth $104, value change is +$4.
• If the position is now worth $96, value change is −$4.

Where earnings stay inside an auto-staking or auto-compounding position, those earnings are already included in current value and appear through value change.

Where rewards are paid separately, they are excluded from value change and shown in their own section.

11. Rewards earned and overall return

Rewards earned

Rewards earned shows reward value that Amy tracks separately from the main position.

Depending on the strategy, this may include:

• rewards currently claimable
• confirmed reward payments
• previously claimed rewards
• rewards received in another supported token
• cumulative rewards attributed to the tracked period

Claiming a reward does not mean it stops being part of rewards earned. Amy may move it from claimable to claimed while keeping the lifetime tracked amount intact.

Very small reward payments are still part of the position’s reward history. An individual payment may display as less than $0.01 or show a rounded dollar value for readability, but Amy keeps the underlying token amount at the available precision.

Those small amounts continue to accumulate and contribute to cumulative rewards and overall return. A displayed value of less than $0.01 does not mean the transaction has been ignored or stored as zero.

For strategies where rewards are automatically reinvested or stay inside the position, the page may instead show:

• Rewards: Included in value
• This prevents the same earnings from being counted twice.
• Overall return

Overall return brings the two parts together:

Overall return = Value change + separately tracked rewards

For example:

• Value change: −$4
• Rewards earned: +$3
• Overall return: −$1

The rewards reduced the loss, but they did not make the position profitable.

For a position whose earnings are already included in its value:

• Value change: +$4
• Rewards: Included in value
• Overall return: +$4

12. Charts and the tracked period

The detailed position page can show two chart views.

Overall return

The Overall return chart shows how the tracked result changed over time.

Additions and removals are separated from position performance. This prevents a deposit from appearing as sudden profit or a withdrawal from appearing as a loss.

The chart is built from the position’s supported daily values and confirmed activity throughout the tracked period. Where historical tracking is supported, Amy reconstructs each available day using the wallet’s position balance, historical position value, additions, removals and relevant rewards.

Each chart point represents a stored tracked value for that date. Lines connect those recorded values. They are not used as a substitute for missing daily records or to estimate a return between isolated snapshots.

Current value

The Current value chart shows the estimated dollar value of the position over time.

This chart can move because:

• the strategy gained or lost value
• an underlying asset price changed
• earnings stayed inside the position
• the user added to the position
• the user removed part of the position

For that reason, current value alone does not show position performance.

Activity markers identify confirmed additions and removals on the chart so you can see why the dollar value changed on a particular date.

The same tracking rules apply consistently to every qualifying wallet. Historical charts and reward records are not created only for selected or previously tested wallets.

13. Amy Points from Earn positions

Most users build their Amy Points multiplier through Earn positions.

Each supported strategy has an Amy Points multiplier. The live Earn page shows the current rate, currently up to 10x for supported strategies.

To receive the multiplier, both requirements must be met:

• your wallet must hold at least 300 AMY
• your wallet must hold an eligible amount of the relevant Earn position

For example, a position may require the wallet to hold more than $10 of that strategy before its badge and Points multiplier activate.

The order does not matter. You may:

• qualify for Bronze before entering the strategy
• already hold the strategy and later reach the 300 AMY requirement

Once both requirements are met and the account is processed, the eligible position can appear in My Positions and its Points multiplier can activate.

Having only one requirement is not enough. Holding 300 AMY without the qualifying position does not activate that strategy’s multiplier. Holding the position without 300 AMY does not unlock the badge, multiplier or My Positions tracking.

For example, a Bronze user earning 1 Point per hour with a position that adds a 5x multiplier would earn 5 Points per hour. A Silver user earning 3 base Points per hour with the same 5x multiplier would earn 15 Points per hour.

Multipliers from different strategies are added together, not multiplied by each other. Only the highest qualifying level within a single badge or position type counts.

If your AMY balance falls below 300, the account returns to Lite. Earn position multipliers stop applying and My Positions is no longer available. Existing tracked history is retained. If you later qualify again, access and eligible tracking can resume, including backfilling the supported period while you were not eligible.

Amy Points are separate from financial returns. A position can earn Amy Points while losing value, and a profitable position may not have the highest Points multiplier.

For full eligibility, calculation and account-state rules, see the Amy Points guide.

14. Available actions and wallet confirmations

Earn includes supported actions for each strategy where a route or interaction is available.

These actions can include:

• Find out more
• Add more
• choose how to add
• review route
• swap
• deposit or stake
• withdraw
• claim rewards
• compound rewards
• open a provider or protocol flow

The exact actions depend on the strategy, connected wallet, network, balance, route availability and current product support.

Some actions may involve more than one wallet confirmation. You should review every transaction before approving it.

A route may show what you pay, what you may receive, estimated fees and estimated prices. These values can change before the transaction is approved.

15. Data timing, estimates and differences

Earn pulls information from several sources, and not everything updates at the same time.

Current value may refresh from a regular wallet scan. Amy APR, TVL and AmyTracked may update on their own schedules. Additions, removals and rewards may also be processed from separate confirmed activity.

After a recent transaction, a position may briefly show figures from different update times. Confirmed activity is reconciled as the relevant data becomes available.

Values may also differ slightly from another website because of differences in:

• price sources
• update timing
• display rounding
• vault share conversion
• liquidity and price impact
• reward valuation timing
• calculation methods

Display rounding does not change the stored underlying token amount. A transaction shown as less than $0.01 can still be recorded in full and included in later cumulative calculations.

Dollar values, token quantities, APR, TVL and returns are informational estimates.

Where a source is temporarily unavailable, Amy may display the latest reliable saved figure and update it when the source becomes available again.

16. Amy’s role, wallets and third-party protocols

Amy provides the comparison, tracking and interface layer.

Amy can:

• display supported strategy information
• calculate or normalize comparison figures
• detect supported wallet positions
• reconstruct supported historical position records
• track additions and removals
• estimate current value
• separate value change from rewards
• calculate overall return
• display charts and activity
• present supported transaction routes
• award Amy Points under current rules

Amy does not take custody of the assets shown in Earn.

Your funds stay in your wallet and the relevant smart contracts or third-party protocols. Transactions are not completed unless you review and approve them through your connected wallet.

Underlying strategies may involve external protocols, vaults, pools, tokens, routers, smart contracts and data providers. Amy does not control those third parties or guarantee their availability, security, liquidity, rewards or continued operation.

Never share your seed phrase, private key, recovery code or wallet password with anyone. Amy support will never need them.

17. Risks and personal results

Supported earning strategies can involve risks, including:

• token-price movement
• smart-contract risk
• protocol risk
• vault or share-value changes
• liquidity risk
• slippage
• network fees
• reward reductions
• delayed or failed transactions
• data-source interruptions
• changes to strategy support

A positive Amy APR, AmyTracked result, historical reward or Amy Points multiplier does not guarantee a positive future return.

Rewards can reduce a loss without eliminating it. Auto-compounding does not prevent an underlying asset from falling in value. A larger TVL does not remove protocol or market risk.

You are responsible for understanding the assets, protocol, transaction steps, costs and risks before using a strategy. Earn information can support your own research, but it should not be the only information you use to make a decision.

18. Worked examples

A tracked position shows:

• You put in: $50
• Current value: $52
• Overall return: +$2

You add another $25.

After reconciliation:

• You put in: approximately $75
• Current value: approximately $77
• Overall return: approximately +$2

The additional $25 increased the position. It did not create a $25 profit.

A position shows:

• You put in: $100
• Current value: $96
• Value change: −$4
• Rewards earned: +$3

Overall return is:

• −$4 + $3 = −$1
• The rewards helped, but the combined position is still down.
• Example 3: Rewards are included in value

A position shows:

• You put in: $100
• Current value: $104
• Rewards: Included in value

Value change is +$4 and overall return is also +$4.

The earnings are already inside the position, so Amy does not add a separate reward figure.

A position has:

• Currently claimable rewards: $0.40
• Previously claimed rewards: $0.60
• Total rewards earned: $1.00

The user claims the remaining $0.40.

The claimable amount returns to zero, but total rewards earned stays at $1.00 because Amy keeps the tracked reward history.

AmyTracked shows that a standard $100 position returned +8% during its comparison period.

You entered later, paid a different price and held the strategy for only one month. Your own position shows −2%.

Both figures can be correct:

• AmyTracked describes the standard historical comparison.
• My Positions describes what happened to your connected wallet.
• Example 6: A small reward still counts
• A wallet receives a daily reward worth less than $0.01.

The activity page may display:

• 0. 0063 USDe
• <$0. 01

Amy still records the actual 0.0063 USDe payment. If similar payments continue, their full token amounts accumulate and contribute to the wallet’s total rewards earned.

A wallet holds $50 of a supported Earn position but holds only 200 AMY.

The position remains in the wallet, but:

• My Positions is not available
• the position badge does not activate
• the Earn Points multiplier does not apply

Once the wallet reaches at least 300 AMY, Amy can detect the qualifying position, reconstruct its supported tracked period and activate the relevant position benefits.

19. Current information and support

Supported strategies, minimum qualifying position values, rates, TVL, AmyTracked results, Amy Points, transaction routes and tracking methods may change over time.

Use this guide to understand the Earn system.

Use the live Earn page to see:

• currently supported strategies
• current eligibility requirements
• current comparison figures
• current actions
• the latest information for your connected wallet

When contacting support about a position issue, include:

• the wallet address
• the strategy
• the relevant date and time
• the transaction hash where applicable
• a clear description of what happened
• screenshots where useful

Do not provide seed phrases, private keys, recovery codes, wallet passwords or full authentication credentials.